Why Short Sales Need a Smart Title Team (Not Just a Fast One)

     In the world of short sales, a title company isn’t just a paper pusher  or "processor" now that we like to attach glorified titles to every job real estate. Instead, think of your title partner as a mission-critical part of getting your short sale deal across the finish line. These days, short sales don't just involve distressed properties with multiple liens and delayed lender responses. Instead, the more likely scenario, is a home owner who purchased recently and underwater because they got into bidding war during Covid craziness, a 5 year arm hit or assessments and insurance has killed them.  Rushing to the finish line without first doing a deep dive into title searches, lien searches and payoff statements is like running blindfolded through a minefield. 

    One common snag? Solar.  Most homeowners don't think of it as  an issue so they fail to mention it, but it can blow up the deal unless it’s properly addressed and negotiated. Many buyers and sellers (and unfortunately, some agents) don’t understand that the lender approving the short sale is only one part of the equation—every lienholder must agree to release their interest in the property for the transaction to go through and solar companies don't play in the sandbox well with others. 

    That’s where we come in. Our team does a full title sweep  and lien search early in the process, flagging issues before they turn into last-minute emergencies. We communicate with the lender, the attorney, and all involved parties to make sure every “i” is dotted and every obstacle is cleared. You don’t want just fast in a short sale—you want focused, proactive, and strategic. That’s what we do best.


    To learn more about our process give us a call at 833-RTR-Title or visit our website www.rtrtitle.com. 

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